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Park Home Insurance


Specialist Insurance with a wide variety of cover options available.

Park Home Insurance  Get insurance cover in minutes

Park Home Insurance  Specialist, A-Rated Insurer

Coast Insurance

What would you like to Cover


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Insurance Quote

Insuring your lifestyle.


Your Details


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Do you permanently reside in the UK

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Is the Park Home owned and registered to the Policyholder?

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Do you want to add any additional Proposers?

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Additional Proposer One


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Additional Proposer Two


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Additional Proposer Three


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Additional Proposer Four


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Park Home Location


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Manually Type Address
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Location Details


Has the site suffered from Landslip and/ or Subsidence in the last 25 years?

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Has the site suffered from Ground Heave in the last 25 years?

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Has the site suffered from flooding in the last 25 years?

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Have you had insurance in the last 6 weeks?

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Is the home a new purchase?

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Have you or anybody living with you sustained any loss or damage or had any claims made against you for the cover being requested in the last 5 years?

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Has anything happened that would give rise to a claim?

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About the Park Home


Is the site your Park Home is sited on licenced for 12 months residential use?

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Is the park home on a fixed site and connected to mains services?

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Is your Park Home in a good state of repair?

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Is the park home undergoing any refurbishment?

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Is the park home showing signs of movement (e.g. cracking or bulging walls) which could be attributable to subsidence, heave or landslip?

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Does the park home have a wood burner installed or the facility to burn solid fuel?

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Is the Park Home currently unoccupied or ever left unoccupied for more than 60 consecutive days?

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Park Home Details


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Do you require cover for Contents & personal effects?

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Within your selected contents sum insured does any valuable (i.e. any article composed of precious stones, jewellery, furs, watches, works of art, antiques, curios, collections of stamps or coins and medals) exceed 10% of the sum insured for contents or £1000, whichever is less?

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Does the total amount of your valuables exceed 40% of the contents sum insured?

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Do you require cover any unspecified items away from the home

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Your claims and convictions


Have you or your partner, or anyone named on this policy ever been subject to any declaration of bankruptcy, involved in a company insolvency or liquidation?

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Have you or your partner, or anyone named on this policy had any County Court Judgements registered against you?

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Have you or any person living in your home, or anyone named on this policy been convicted of, or received a police caution for any criminal offence (other than motoring offences) or is there any prosecution pending?

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Have you, or anyone named on this policy ever had insurance declined, refused, cancelled or special terms imposed?

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Have you or anybody living with you, or anyone named on this policy sustained any loss or damage or had any claims made against you for the cover being requested in the last 5 years?

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Claim One


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Claim Two


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Claim Three


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Your Results


Hi ,

Here is your Park Home insurance quote for your , valued at .

Your reference number is .

Choose your cover below to continue.

Added Extras:
Included
Added Extras
Accidental Damage:
Included
Accidental Damage
£50,000 Family Legal Cover:
Included
£50,000 Family Legal Cover
£
Inc Admin Fee: £
Added Extras:
Included
Added Extras
Accidental Damage:
Included
Accidental Damage
£50,000 Family Legal Cover:
Included
£50,000 Family Legal Cover
£
Inc Admin Fee: £



All Policies include Insurance Premium Tax (12%) and administration fee. Monthly payment option available at checkout.

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Summary of Details



Please check the details you have entered for your policy, and confirm these are correct before continuing with your Park Home Insurance from Coast Insurance.

As you have completed all of the information below. Your demands and needs are those of an individual who has a need for Park Home insurance. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs; you must therefore carefully read the policy and other documentation, and particularly the section on exclusions and limitations, to determine whether this product is right for you.

Your Details

edit
  • Title
  • First Name
  • Surname
  • Email
  • Phone Number
  • First Line of Address
  • Postcode
  • Date of Birth //

Your Park Home

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  • Single or Twin Unit
  • Park Home Manufacturer
  • Park Home Model
  • Value of Park Home
  • Year of Manufacture
  • Length of Park Home
  • Width of Park Home
  • Purchase date of Park Home
  • Number of Bedrooms
  • Is the Park Home your main residence?
  • Type of fuel
  • What type of roof does your park home have?
  • Currently unoccupied or ever left unoccupied for more than 60 consecutive days?
  • Do you permanently reside in the UK
  • Good State of Repair
  • Is the Park Home used as your main residence?
  • Is the park home on a fixed site and connected to mains services
  • Insurance in last 6 weeks?

Park Home Details

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  • Storage Postcode
  • Plot number
  • How many other Park Homes (approx)
  • Storm and Flood free
  • Is the park home showing signs of movement (e.g. cracking or bulging walls) which could be attributable to subsidence, heave or landslip
  • Does the park home have a wood burner installed or the facility to burn solid fuel?

Further Questions

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  • Convicted of Criminal Offence
  • Owned and registered to the Policyholder
  • Insurance declined, refused or cancelled
  • No Claims Discount
  • Have you or your partner had any County Court Judgements registered against you?
  • Convicted of a criminal offence of subject to bankruptcy proceedings
  • Occupation
  • Accidents or Claims in the last 5 years
  • Policy Excess
  • Total Excess



Final Questions About Your Cover


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Are there any interested parties?

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Demands & Needs



As you have completed all of the information. Your demands and needs are those of an individual who has a need for Park Home insurance. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs; you must therefore carefully read the policy and other documentation, and particularly the section on exclusions and limitations, to determine whether this product is right for you.



Please tick here to confirm that you have understood our demands and needs statement.



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Payment Options



Direct Debit Information


Coast Insurance is a credit broker and not a lender. Your Direct Debit facility and credit will be provided by Close Brothers Premium Finance ("Close Brothers").

By choosing to pay monthly by Direct Debit you are protected by the Direct Debit Guarantee and agree that:
• Your average monthly income less your average monthly expenditure exceeds the monthly instalment amount.
• You will make Close Brothers aware of anything that affects your ability to pay your monthly instalments.
• Failure to keep up with your payments could result in a charge of £30 or more. This may ultimately result in the cancellation of your policy. Any debt remaining following the cancellation of your credit agreement will be pursued by Close Brothers, which may include the use of a debt collection agency.

After buying this policy, you will receive a Welcome Pack from Close Brothers.

However, for your benefit and protection, please read the Finance Information and Direct Debit Guarantee in full now before you go ahead.

This will ensure you can make an informed decision about whether this is the right choice for you. The finance option shown to you has been arranged by Close Brothers. Alternative credit is available. If you would prefer to take up this option please call 0333 321 8566


Our Direct Debit is provided via Close Brothers Premium Finance with a:
first payment of £
followed by 11 monthly payments of £



Direct Debit Breakdown


    x11

    15.95%

    32.86 % (variable)

2. Amount to pay today

£0.00

3. Overall

   





Direct Debit Summary


The total cost of your insurance policy without premium finance is .
The cost of premium finance is
Which would mean that the total cost of your insurance policy with premium finance is
If you choose to pay your insurance premium by applying for premium finance and entering into a credit agreement with Close Brothers Premium Finance, it will be more expensive, and you will pay more than if you paid for the premium in a single amount at the start of the insurance policy.




I confirm I have read the Finance Information document and Direct Debit Guarantee and understand the terms and conditions.



I understand my direct debit payment amounts and I understand that paying by monthly instalments will result in a higher overall cost rather than paying in full.



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Our Assumptions


Can you confirm:

You are or will be the owner of the park home
You are a UK resident
You are over 25 years old
The property is on a registered site & not on private land
The site which the park home is sited on, is registered for 12 months residential use
You have disclosed any claims made in the last 5 years by you or against you for the cover being requested
The park home is not in an area where there is a history of subsidence, flooding, heave and landslip in the last 25 years
The park home is not showing any signs of movement e.g. cracking or bulging walls that may be attributable to subsidence, heave or landslip
The park home is not undergoing any refurbishment
The park home is on a fixed site and connected to mains services
The park home does not have a wood burner installed or any facility to burn solid fuel
Within your selected contents sum insured no valuable i.e. any article composed of precious jewellery, furs, watches, works of art, antiques, curios, collections of stamps or coins or medal(s) exceeds 10% of the sum insured for contents or £1000, whichever is less
Within your selected contents sum insured the total amount of your valuables does not exceed 40% of the contents sum insured
You have taken reasonable care to answer all the questions honestly, and to the best of your knowledge

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Your Policy Documents


For your benefit and protection please make sure you read the Insurance Product Information Document, Terms of Business and the Policy Wording documents below carefully to ensure the policy meets your individual needs. These documents are important and if there's anything you don't understand please contact us.





I confirm I have read the IPID, Terms of Business, Policy Wording and Privacy Policy and understand the terms and conditions.





Your Marketing Preferences


We're always looking to offer our customers great products at great prices - but we need your permission to do it. If you want to hear about the latest offers in our range, please select the relevant method you would prefer us to contact you using via the below. And if you change your mind you can tell us at any time


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